Does Kroger Do Cash Back

Does Kroger Do Cash Back In 2022? (Limits, Fees + More)

Visa Inc.
Financial services
Founded September 18, 1958

; 63 years ago




(as BankAmericard)


Fresno, California

, United States
Dee Hock


United States
Area served
Key people

Alfred F. Kelly Jr.



Credit cards

Payment systems
Revenue Decrease


21.85 billion




US$14.08 billion




US$10.87 billion



Total assets


US$80.92 billion



Total equity


US$36.21 billion



Number of employees
20,500 (2020)





Kroger is America’s second largest retail chain and their reputation for offering customers easy shopping at every location is unmatched.

  • Kroger Cash Back: Kroger is a great place to shop for groceries. Let me tell you what I discovered.
  • Does Kroger Do Cash Back In 2022? (Limits, Fees + More)

    Does Kroger Do Cash Back In 2022?

    Kroger allows customers to cash in at their register, self check out, or customer service desk. Customers can get cash back of up to $300 for debit card purchases, $120 on Discover credit cards, and $20 for check payments. There will be a $0.50 to $3.50 transaction fee depending on how much cash you receive back from Kroger.

    The following sections provide more detail on Kroger’s Cash Back Policy, including how fees are applied, accepted payment methods, locations that offer cash back and any applicable limits.

    What’s the Kroger Cashback Policy?

    Kroger offers cash back at all its stores across the nation as part of its general corporate policy. You can redeem cash at registers, the customer service desk and self-checkout.

    You can generally get up to $300 cash back on all transactions made using your EBT, Discover, debit, or credit cards.

    There might be minor differences in the eligibility of cash back for additional payment options. If you are looking for cash back with a different payment method than the one listed, it is best to check with your Kroger.

    Continue reading to find out more details about each method of payment.

  • 1. Cashback when you use a Debit card
  • Kroger customers can receive up to $300 back when they use their debit cards at Kroger shops.

    This is Kroger’s maximum cash back offer. Cashback of up to $100 will be charged by most stores at $0.50.

    You will pay a $3.50 charge for cashbacks between $100-300. Do note that for transactions over $100, the applicable fee may vary slightly from one store to another.

    Note also that if you run your debit card as a credit card at checkout, you will lose the cash back and you must run a PIN-based transaction to qualify.

  • 2. Utilizing a Discover Card
  • Kroger cannot offer cashback for credit card transactions, however, Kroger locations participate in Discover Cash Over, which allows Discover cardholders to cash out up to $120 every hour.

    Cash back with Discover cards is free of fees and charges, unlike debit card payments. For cashback transactions, however, regular interest rates will apply.

    You may be able to get cashback for Discover card transactions that are not authenticated with PIN, but this often depends on the decision of the store management.

  • 3. The Use of a Check
  • Kroger stores can give you cash back when your personal check is paid. But the limit on cash back is quite low. For purchases paid with a personal or company check, cash back is limited to $20

    The low cash back, in this case, may be tied to the processing time for personal checks. The bank usually processes checks within 2 to 3 business days. This is where Kroger has no charges.

  • 4. Use an EBT card
  • Kroger cash back benefit is available to EBT cardholders. Kroger’s cash back policy allows stores to offer cash back on EBT card transactions from $50 to $100.

    However, you need to be able to access cash assistance programs such as TANF (Temporary Assist for Needy Families).

    You can find more information about Kroger’s cash back and other fees here

    Does Kroger Do Cash Back In 2022? (Limits, Fees + More)

    What Items Are Eligible for Cash Back on at Kroger Stores?

    Kroger Cashback Rewards does not cover all types of purchases. It is crucial to verify the item you’re purchasing if you wish to take advantage of the Kroger Cash Back Reward Program.

    Kroger states that cash-back offers are not available for closeout items such as “Manager’s Specials”

    Same applies to cash back rewards whose value exceeds that of the item (or the permitted limit of $300). Also, cash back rewards for amounts “off order” do not apply to the following purchases:

  • Petroleum
  • Gift cards
  • Alcohol
  • Products for pharmaceutical use
  • Tobacco products
  • Lottery
  • Recommendations and charges for services in the money industry
  • Now, what’s the trick to getting cash back at Kroger?

    You only need to load the cash back offer to your Shopper’s Card so you can redeem it on eligible purchases. Your cash back balance will begin to accrue once you purchase the qualifying item.

    Does Kroger Do Cash Back In 2022? (Limits, Fees + More)

    How long will it take for me to receive my cashback offers?

    You can activate cash back offers as soon as they are added to your account. Cash back rewards are available to cash out after you meet the purchase criteria for each cashback offer.

    Is Kroger Cash Back Free?

    No, it’s not free. You will be charged a fee if you want cash back from Kroger at check out. This fee applies to purchases over $100

    Learn more by visiting our other posts about cashback at Dollar General Walmart Walgreens Walgreens CVS Target Target.

  • Conclusion
  • Kroger has a cash back policy that allows it to offer customers up to $300 in cash back for debit cards, Discover credit cards, check, and EBT card purchases. If your purchase is eligible for cashback, you’ll be charged $0.50 to $3.50.

    .Does Kroger Do Cash Back In 2022? (Limits, Fees + More)

    See also  Kroger Return Policy